Asphalt shingles remain the most common roofing material for a reason: they’re cost-effective, widely available in a range of colors and styles, and straightforward to repair if a section gets damaged. A quality architectural shingle system, properly installed, holds up well against Midwest hail and wind, and matches the character of most neighborhoods without looking out of place.
Standing seam metal roofing is a different value proposition. It typically lasts significantly longer than asphalt, sheds snow and rain more effectively, and offers a distinct, modern aesthetic that some homeowners specifically want. It generally costs more upfront, but that cost is spread over a much longer lifespan, and some insurance carriers offer discounts for metal roofing’s wind and impact resistance.
Neither is objectively better — it depends on your budget, how long you plan to stay in the home, and your aesthetic preference. If you’re deciding between the two, it’s worth asking your inspector for a real comparison based on your specific roof, rather than a generic pitch for whichever material a contractor happens to prefer installing.